Senior Home Care: The Benefits & Insurance Coverage

Posted by on June 27, 2014 in Blog, Health & Medical | 0 comments

Retirement homes are great, but the sentimental value of home that you have lived in for years is priceless. Home care services are available to help you with your daily needs right from the comfort of your own home. Below, you will learn about the benefits and what your insurance company will pay for.

What are the Benefits of a Home Care Service?

A home care service is an establishment that can send trained professionals to your home to assist you with your daily needs. Many of them are also trained health professionals from places like ComforCare National that can help you stay on top of your health.

A few of the beneficial services provided include:

  • Playing games
  • Leisure time planning
  • Help running errands
  • Light cleaning & laundry
  • Help with taking prescriptions
  • Transportation to and from appointments
  • Assistance with eating, bathing & grooming

The extent of services provided will depend on the home care company that you choose, and what you are able to afford.

Will My Insurance Cover Any of the Expenses?

If you are covered by Medicare, home care expenses may be covered depending on what your needs are. A few conditions that are typically covered under home care services include:

  • Immobility
  • Hospice care
  • Physical therapy
  • Speech problems

The orders of your doctor will usually be recognized as a suitable cause for the need of a health care service. You will just have to discuss your needs with an agent for Medicare. Any of the services that are not covered can be paid by an alternative method, such as by a family member.

Will the Home Care Specialist Live with Me?

No, the home care specialist will visit your home based on the schedule that you are paying for. It is common for them to visit on a daily basis, staying long enough to help you with your daily needs. There are also home care agencies that can work on an as-needed basis, allowing you to call when you need help with something.

You will have all the privacy that you need, while making sure you are not left without help. Even if you have family members that can assist you, a home care service can give you the security of not having to rely on your family.

You don’t have to retire away from your home when you have health problems. A home care service can help you stay healthy and happy in your own home!

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